file a
Retail Trade · Indore · T1 · 6 yrs
“New-to-credit neighbourhood store.”
file b
Manufacturing · Pune · T3 · 14 yrs
“Tier-2 OEM supplier sliding for five months: shrinking orders, stretching receivables, two EMI bounces.”
Head to head
762 ± 40
Score
442 ± 15
A
Grade
E
1.4%
PD 12m
62.9%
Approve
Decision
Decline
₹9.2 L
Limit
—
78th
Sector percentile
6th
1
Red flags
2
Dimension deltas — A vs B
L · Liquidity
A +78
S · Stability
A +85
G · Growth
A +53
R · Repayment
A +68
C · Compliance
A +68
K · Concentration
A +52
Same brain, same yardstick — the radar shows why two businesses with similar turnover deserve different answers.